When you have overwhelming debt, the last thing you probably need is to feel like your creditors are bullying you about what you owe. Being harassed about your debt can worsen your overwhelming financial anxieties at a time when you’re barely getting by....
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How does the SSA decide if applicants have qualifying disabilities?
A disability can be a devastating interruption to any career. Thankfully, the Social Security Administration (SSA) offers a lifeline for those who are facing a disability that has robbed them of their livelihood. How can an individual know whether they have a...
How long must someone work to qualify for SSDI benefits?
Most working adults never experience a medical condition significant enough to warrant disability benefits. While some people have private disability insurance, all working adults, including independent contractors, make contributions to Social Security. Those...
How long does the SSDI benefits appeals process usually last?
There are many types of benefits that people don't tend to learn about until they need them. For example, although the average professional makes contributions to Social Security with every paycheck, they probably know very little about how different Social Security...
Is it true that the SSA initially rejects all disability claims?
Nearly every employee and self-employed professional in the United States has to pay income taxes. People also make contributions to the Social Security program either quarterly or from each paycheck. Their contributions help fund key benefit programs. Most people...
What to know before applying for Social Security disability benefits
Social Security Disability Insurance (SSDI) is a federal program overseen by the U.S. Social Security Administration (SSA) that offers financial support to those who are unable to work due to a qualifying disability. To qualify for SSDI benefits, individuals must have...
3 conditions that may qualify for Social Security Disability benefits
Navigating the complex terrains of Social Security Disability Insurance (SSDI) can be challenging. However, knowing the specific conditions that qualify for benefits can make this process less stressful. The Social Security Administration (SSA) has a comprehensive...
What happens after a SSDI benefits claim is denied?
Most adults take great pride in their ability to support themselves and their families. They work hard for every paycheck and have ambitions to increase their income by developing their careers. Unfortunately, not everyone gets to achieve those goals. Sometimes,...
Do workers qualify for SSDI benefits if they’re too ill or injured to work?
Every paycheck that a worker in the United States earns generally has funds withheld from it to cover payroll taxes. In addition to making contributions for income taxes, workers have to contribute to the Social Security program with each check they earn. Most workers...