Serving Clients Throughout South Mississippi For Over A Decade

Managing Consumer Debt And Securing Financial Freedom

Many Americans face astronomical struggles while trying to get out of debt. I am Nicholas T. Grillo, a consumer debt lawyer and bankruptcy attorney who helps clients throughout southern Mississippi get themselves out of debt and on their way to more secure financial futures. I founded Grillo Law Firm in Hattiesburg to provide legal debt management assistance to struggling local families.

What Is Consumer Debt?

Generally, consumer debt is defined as money that you’ve borrowed to spend on household goods, family needs or personal items. Consumer debt can include:

  • Your mortgage or home equity loans
  • Credit cards used for personal or family goods and services
  • Family automobile loans
  • Student loans

Nonconsumer debt includes business-related loans, medical bills and tax debt. The distinction between consumer and nonconsumer debt is important because the ratio of consumer and nonconsumer debt can affect your ability to qualify for a Chapter 7 liquidation bankruptcy.

How Can A Bankruptcy Attorney Help?

As a lawyer who is familiar with the Bankruptcy Code and the Mississippi bankruptcy laws, I can help you understand your options with respect to managing consumer debt. I can also help you understand the long-term effects that a bankruptcy petition will have on your credit rating now and in the future. I will answer your questions and advise you on the best debt management options for your specific financial situation, with the goal of securing your future financial freedom.

Schedule A Consultation With A Debt Consolidation Lawyer

I offer a free consultation to those who are contemplating bankruptcy. I can help you understand what your options are for your financial situation and answer any questions that you have. To schedule your free appointment, call my office at 769-447-3647 or send me an email using my online form. I look forward to talking with you about your financial situation and helping you alleviate financial stress from your life.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.