Serving Clients Throughout South Mississippi For Over A Decade

Filing For Chapter 7 Bankruptcy In Mississippi

Struggling with debt can be one of life’s most stressful challenges. I am Nicholas T. Grillo, and as a debt relief lawyer, I founded my firm in Hattiesburg to assist clients throughout southern Mississippi who are considering filing for bankruptcy. As a Chapter 7 bankruptcy attorney at Grillo Law Firm, I can walk you through everything you need to know to make an informed decision about your bankruptcy options and guide you through the process.

What Does Chapter 7 Bankruptcy Involve?

In Chapter 7 bankruptcy, the trustee will gather any nonexempt assets and will use the proceeds to pay creditors. Chapter 7 bankruptcy will eliminate the following unsecured debts:

  • Credit cards
  • Medical bills
  • Unpaid utility or phone bills
  • Personal or unsecured loans that are not secured by collateral

Filing for Chapter 7 bankruptcy will bring immediate relief. Once the bankruptcy paperwork is filed, aggressive collection efforts by credit card companies or for medical bills are required by law to stop. Filing for Chapter 7 bankruptcy will provide you with a second chance to get control of your debts and finances.

In the state of Mississippi, you can typically complete a no-asset Chapter 7 bankruptcy in as little as 120 days. In addition, Mississippi also has options to apply for a fee waiver if necessary.

Filing For Bankruptcy And Understanding Your Debt Relief Options

As a debt relief lawyer, I can advise you on the different options that are available to you under the Bankruptcy Code. I can assist you with every part of the bankruptcy process by helping you:

  • Analyze your debt and identify the necessary financial records
  • Choose between a Chapter 7 or a Chapter 13 bankruptcy filing
  • Prepare your bankruptcy paperwork and filings for the court
  • Understand the best methods to reestablish your credit score

Most important, having a knowledgeable and experienced bankruptcy attorney on your side will help relieve the stress and anxiety that overwhelming debt can create. I want to answer your questions about bankruptcy, help you see that there is a way out of your financial situation, and assist you with reaching your financial and debt relief goals.

Contact A Chapter 7 Bankruptcy Attorney Today

If you need advice and assistance on your debt relief options, or if you are contemplating filing for a Chapter 7 bankruptcy, I am available by appointment for a free initial consultation. To schedule yours, call my office at 769-447-3647 or send me an inquiry using my online form.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.