Navigating the complex terrains of Social Security Disability Insurance (SSDI) can be challenging. However, knowing the specific conditions that qualify for benefits can make this process less stressful.
The Social Security Administration (SSA) has a comprehensive list of conditions that its recognizes as disabilities. Suppose you have any of the conditions outlined in that list; there is a good chance of your disability claim being approved, provided that you meet all of the criteria necessary for this coverage and can prove the debilitating nature of your condition to the extent that it means that you can no longer work.
Musculoskeletal disorders
Musculoskeletal disorders encompass a range of conditions affecting the muscles, bones, joints, ligaments and tendons. Individuals suffering from severe musculoskeletal impairments often face challenges in performing daily activities and maintaining gainful employment.
The two main qualifying conditions under this category are rheumatoid arthritis and degenerative disc disease. Rheumatoid arthritis is an autoimmune condition that can lead to debilitating joint pain, stiffness and swelling. Individuals with severe cases may find it challenging to engage in sustained work activities. Conversely, degenerative disc disease involves the deterioration of spinal discs, causing chronic pain, limited mobility and, in severe cases, difficulty maintaining employment.
Mental health disorders
Mental health disorders are increasingly recognized as valid reasons for SSDI claims. The stigma surrounding mental health is diminishing, allowing individuals to seek the support they need. The main qualifying conditions are major depressive disorders and Post-Traumatic Stress Disorder (PTSD).
Major depressive disorder affects millions, impacting daily functioning. Individuals with persistent depressive symptoms that hinder work may be eligible for SSDI. PTSD, often stemming from traumatic experiences, can severely disrupt an individual’s ability to maintain consistent employment. SSDI may be an option for those struggling with associated challenges.
Neurological disorders
Neurological disorders can have a devastating impact on an individual’s cognitive and physical abilities. Some conditions progressively worsen over time, making employment increasingly difficult. For instance, MS is a chronic autoimmune disease affecting the central nervous system. As symptoms worsen, individuals may struggle with balance, coordination and cognitive functions. There’s also epilepsy, characterized by recurrent seizures, which can pose significant barriers to maintaining consistent employment. Individuals with uncontrolled seizures may be eligible for SSDI.
Understanding the specific conditions that qualify for Social Security Disability Insurance is crucial for individuals seeking financial assistance due to disability. For detailed and personalized guidance, it is advisable for applicants to work with a legal team who can help with the application process.